「加油」千萬別說 add oil!美國租車加油最容易搞錯的英文

2026 07 26 en rent a car Travel English | 旅遊英語

站在美國租車櫃檯,服務人員笑咪咪問你 “Do you want to add coverage?”,腦袋卻突然一片空白,只能傻笑點頭。

美國 租車 英文最實用的關鍵,就是搞懂保險、油量政策、還有押金這幾句,一次問清楚不再比手畫腳。

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💡 先搞懂:美國租車最容易卡關的不是英文,是規則

美國租車跟台灣最大的不同,是保險、油量、押金這幾件事幾乎都要自己主動問清楚,可以先參考 Hertz 官網公告的租車條款,出發前心裡先有個底。

台灣人最容易卡的雷:把「加油」直接講成 add oil,老外聽了滿頭問號,以為你車子機油出問題——其實你只是想加汽油而已。


情境對話 Dialogue

場景:Nina 在洛杉磯機場的租車櫃檯取車,Brian 一邊確認訂位,一邊跟她說明保險、里程、押金到還車油量的規則。


Brian

Hi, welcome back! Do you have a reservation under your name?

嗨,歡迎回來!你是用自己的名字訂位(reservation)的嗎?

Nina

Yes, it’s under Nina Chen. Here’s my driver’s license.

對,是用 Nina Chen 訂的。這是我的駕照(driver’s license)。

Brian

Great. Do you want to add coverage for the rental?

好,那你要加保險(coverage)嗎?

Nina

What happens if I decline the insurance?

如果我不加保險(insurance)會怎樣?

Brian

You’d pay the deductible yourself if anything happens.

那如果出事,自付額(deductible)就要你自己出。

Nina

I’m covered through my credit card, so I’ll decline, thanks.

我信用卡本身就有保險了,所以我不加,謝謝。

Brian

No problem. This one has unlimited mileage, by the way.

沒問題。對了,這台車是不限里程(mileage)的喔。

Nina

Nice. Can I add an additional driver? My husband’s driving too.

太好了。可以加一位駕駛(additional driver)嗎?我先生也會開。

Brian

Sure, just have him show his license before you go.

沒問題,走之前讓他出示一下駕照就好。

Nina

Got it. Is there a deposit on my card?

了解。我的卡會被扣押金(deposit)嗎?

Brian

Yes, we put a hold for two hundred dollars.

對,我們會先鎖(hold)兩百美金。

Nina

Okay. What about the gas — do I need to return it full?

好。那油呢——還車時要加滿嗎?

Brian

Exactly — it’s full-to-full. Just fill it up before you drop it off.

對,就是加滿還(full-to-full)。還車前先加滿油就好。

Nina

Got it. Is regular gas okay, or does it need premium?

了解。加一般油(regular)就好,還是要加高級油(premium)?

Brian

Regular’s totally fine. Most stations make you prepay inside first.

一般油就可以了。大部分加油站要先進店裡預付(prepay)。

Nina

Good to know. Thanks for explaining everything!

很有用,謝謝你解釋得這麼清楚!

Brian

Anytime — enjoy the trip!

不客氣——祝你玩得開心!


下次這樣說 Next Time

這三個場景是美國租車、加油最容易卡住的地方,學會就到位。

① 加油

❌ 中文腦會說

I want to add oil.

我想加油。(老外聽起來像要加機油,滿頭問號)

✅ 該這樣說

I need to fill it up. / I’m going to get some gas.

我要加滿油。/我要去加點油。

為什麼:中文「加油」同時可以指加汽油、加機油,但英文的 oil 專指機油,講錯會讓對方以為你車子引擎出問題。

② 婉拒保險

❌ 中文腦會說

I don’t want insurance.

我不想要保險。(聽起來生硬,有點沒禮貌)

✅ 該這樣說

I’ll decline the coverage, thanks. / I’m covered through my card.

保險我不加,謝謝。/我信用卡本身就有保障了。

為什麼:decline 是櫃檯情境的專業說法,聽起來乾脆又有禮貌,比直接說 don’t want 順耳很多。

③ 還車油量

❌ 中文腦會說

I need to fill the car before give it back?

我需要在還之前把車加滿嗎?(文法怪、講起來卡卡的)

✅ 該這樣說

Do I need to return it full?

我需要加滿油還車嗎?

為什麼:一句 Do I need to…? 就能把油量規則問清楚,省去比手畫腳、猜半天的窘境。


重點單字 Vocabulary Boost

rental/ˈrɛntl/ 名詞

——租的,rental car 就是「租來的車」,租車公司也常自稱 rental company。

We picked up the rental at the airport counter.(我們在機場櫃檯取了租的車。)

reservation/ˌrɛzɚˈveɪʃən/ 名詞

——預約、訂位,租車前先線上訂好,到現場會快很多。

Do you have a reservation under your name?(你有用自己的名字訂位嗎?)

coverage/ˈkʌvərɪdʒ/ 名詞

——保險保障,跟 insurance 幾乎通用,櫃檯問 add coverage 就是在問要不要加保險。

Do you want to add coverage for the rental?(你要不要幫租的車加保險?)

deductible/dɪˈdʌktəbəl/ 名詞

——自付額,出事時你自己要先出的那筆錢,剩下的才由保險理賠。

You’d pay the deductible yourself if anything happens.(出事的話自付額要你自己出。)

mileage/ˈmaɪlɪdʒ/ 名詞

——里程數,unlimited mileage(不限里程)代表開多遠都不會多收費。

This car comes with unlimited mileage.(這台車不限里程。)

deposit/dɪˈpɑːzɪt/ 名詞

——押金,租車時信用卡通常會先被鎖一筆押金當保障。

They put a two-hundred-dollar deposit on my card.(他們在我卡上鎖了兩百美金的押金。)

pick up/pɪk ʌp/ 動詞片語

——取車,租車情境專指到現場把車開走,也可以指接人。

What time can I pick up the car?(我幾點可以取車?)

drop off/drɑːp ɔːf/ 動詞片語

——還車,租車就是把車還回去,也能指放下人或東西。

I need to drop off the car by six.(我六點前要還車。)

unleaded/ʌnˈlɛdɪd/ 形容詞

——無鉛的,美國加油站講的 regular 通常就是無鉛汽油。

Regular is just standard unleaded gas.(regular 就是一般的無鉛汽油。)

fill up/fɪl ʌp/ 動詞片語

——加滿油,美國加油站最常聽到、最實用的一句就是 fill it up。

I need to fill it up before I return it.(我還車前要先加滿油。)

🎯 30 秒快速複習

租車英文公式:先確認 reservation+license,保險用 decline 婉拒,油量記住 full-to-full,加油只說 fill it up,別再說 add oil。

reservation → 訂位,取車先報上名字
decline the coverage → 婉拒保險最專業的說法
deductible → 自付額,出事先自己出的錢
unlimited mileage → 不限里程,開多遠都不加價
deposit / hold → 押金,卡上先鎖一筆
full-to-full → 拿滿油、還滿油
add oil → ✅ fill it up / get gas
borrow a car → ✅ rent a car

重點句型 Sentence Patterns

1. I’d like to pick up / return… → 我想要取車/還車…

到櫃檯或還車窗口最常用的開場句,直接講清楚你要做什麼,對方馬上知道該幫你辦哪件事。

例:I’d like to pick up the car I reserved.(我想取我訂的車。)
例:I’d like to return this car a day early.(我想提早一天還車。)
例:I’d like to pick up the SUV I booked online.(我想取我網路上訂的休旅車。)
講完這句,櫃檯就知道你要直接切入正題,省去自我介紹的來回。

2. Do you want + N? → 你要不要加…?(櫃檯常見推銷句)

櫃檯人員最愛用這句推銷加購項目,聽到這個句型就知道對方在問你要不要多付一筆錢。

例:Do you want to add coverage?(你要不要加保險?)
例:Do you want a bigger car for the same price?(同樣價錢要不要換大一點的車?)
例:Do you want to add a GPS?(你要不要加租衛星導航?)
聽到這句先想清楚自己需不需要,再回答,別被順口一句話帶著多付錢。

3. I’ll decline / I’ll take the… → 我不加/我要加…

面對加購推銷,用這句一次表態,decline 比直接說 no 聽起來更禮貌、更專業。

例:I’ll decline the insurance, thanks.(保險我不加,謝謝。)
例:I’ll take the extra driver option.(我要加購額外駕駛。)
例:I’ll decline the upgrade this time.(這次升等我先不加。)
decline 後面不用加一堆解釋,直接表態最乾脆,也最不會被繼續推銷。

4. Do I need to…? → 我需要…嗎?(確認規則句型)

不確定規則時直接問,比自己亂猜安全,尤其油量、還車地點這種容易踩雷的地方。

例:Do I need to return it full?(我需要加滿油還車嗎?)
例:Do I need to bring my passport?(我需要帶護照嗎?)
例:Do I need to sign anything else?(我還需要簽別的東西嗎?)
多問一句,勝過還車時被多收一筆意外的費用。

5. Can I add an additional driver? → 我可以加一位駕駛嗎?

家人朋友輪流開車最實用的一句,沒加就上路,保險出狀況時很可能不會理賠。

例:Can I add an additional driver?(我可以加一位駕駛嗎?)
例:Can I add my husband as a driver?(我可以把我先生加成駕駛嗎?)
例:Can I switch drivers halfway through the trip?(我可以中途換人開嗎?)
沒登記的駕駛萬一出意外,保險通常不會理賠,務必在櫃檯先加好。

逐字稿 Transcript

J
You land at LAX, drag your suitcase up to the rental counter, and the agent smiles and asks, “Do you want to add coverage for the rental?” Your brain goes completely blank.你降落在洛杉磯機場,拖著行李走到租車(rental)櫃檯,服務人員笑著問:「要不要加保險(coverage)?」你腦袋瞬間一片空白。
M
I’m Mary, and that exact moment, standing at a counter where every rule feels different, is what we’re breaking down today, from pickup all the way to the gas pump.我是 Mary,這種站在櫃檯前、每條規則都不一樣的瞬間,就是我們今天要拆解的——從取車一路講到加油站。
J
I’m Jason, and today’s episode follows Nina, who’s picking up a car at the airport, and Brian, the rental agent walking her through the whole reservation from start to finish.我是 Jason,這集要跟著 Nina,她在機場要取車,還有 Brian,帶著她把整個訂位(reservation)流程從頭走一遍。
M
Brian starts simple: “Do you have a reservation under your name?” Nina says, “It’s under Nina Chen,” and hands over her driver’s license. That part’s the same almost anywhere.Brian 先問最簡單的:「你有用自己的名字訂位嗎?」Nina 說:「是用 Nina Chen 訂的」,然後遞出她的駕照(driver’s license)。這段幾乎到哪個國家都一樣。
J
The real curveball comes next — “Do you want to add coverage for the rental?” That’s the counter’s way of asking about insurance, and it trips up almost every traveler.真正的關卡在下一句——「要不要加保險?」這其實是櫃檯在問你要不要買保險(insurance),也是幾乎每個旅客都會卡住的地方。
M
Wait — so “coverage” and “insurance” basically mean the same thing at the counter?等等——所以 coverage 跟 insurance 在櫃檯講起來其實是同一件事?
J
Pretty much. Saying yes means paying extra per day so the rental company covers any damage. Saying no means you’re relying on protection you already have somewhere else.差不多。說要,就是每天多付一筆錢,讓租車公司幫你出車損的錢;說不要,就是靠你自己原本就有的保障。
M
So Nina asks, “What happens if I decline the insurance?” And Brian tells her straight — “You’d pay the deductible yourself if anything happens.”於是 Nina 問:「如果我不加保險會怎樣?」Brian 老實回答:「那出事的話,自付額(deductible)就要你自己出。」
J
“Deductible” is a word worth knowing cold — it’s the amount you’re responsible for before any insurance actually kicks in, whether that’s a rental car or your own.「deductible」這個字很值得記起來——不管是租車還是自己的保險,這都是理賠前你自己得先出的那筆錢。
M
Nina already has that covered, literally. She says, “I’m covered through my credit card, so I’ll decline, thanks.”Nina 其實早就有保障了。她說:「我信用卡本身就有保險,所以我不加,謝謝。」
J
That line — “I’ll decline, thanks” — is exactly how you say no to an upsell politely, without sounding rude or unsure of yourself.「I’ll decline, thanks」這句,就是禮貌拒絕加購(decline)的標準說法,不會顯得沒禮貌或猶豫不決。
M
Good phrase to keep in your back pocket, honestly. It works for insurance, extra snacks, upgraded seats — basically any counter offer you don’t need.這句真的很好用,講真的。不管是保險、機上點心,還是升等座位,遇到櫃檯推銷都可以直接搬出來用。
J
Brian mentions one more perk along the way: “This one has unlimited mileage.” Meaning no extra charge no matter how far Nina drives during the trip.Brian 順口提了另一個福利:「這台不限里程喔。」意思是不管 Nina 這趟開多遠,都不會多收錢。
M
That one actually matters a lot for road trips. Some rentals quietly charge per mile once you cross a set limit, and it adds up fast.這對長途自駕真的很重要。有些租車一超過里程上限就默默開始按英里收錢,累積起來很可觀。
J
Nina then asks, “Can I add an additional driver?” because her husband’s planning to drive too on part of this trip.Nina 接著問:「可以加一位駕駛嗎?」因為她先生這趟也會開一段路。
M
Simple answer — usually yes, but that second person typically needs to show their own license at the counter before they’re allowed behind the wheel.答案很簡單——通常可以,但那第二個人上路前通常也要在櫃檯出示自己的駕照。
J
One more logistics detail — Nina asks what time she needs to be back for drop off. Brian explains that most counters expect the car returned by the same pick up time, or they charge for an extra day.還有一個實際細節——Nina 問幾點前要還車(drop off)。Brian 說大部分櫃檯都希望你在取車(pick up)的同一個時間前還回來,不然會多算一天的錢。
M
Good tip — always double-check your pick up time on the reservation, because drop off isn’t only about the location, it’s about the clock too.這點真的要記住——一定要看清楚訂位上的取車時間,因為還車不只看地點,時間點也算數。
J
Next comes the deposit. Brian tells her, “We put a hold for two hundred dollars.” That’s not a charge — it’s money temporarily frozen on the card.接下來是押金(deposit)。Brian 說:「我們會先鎖兩百美金。」這不是真的扣款,只是暫時把這筆錢凍結在卡上。
M
Right, a “hold” just blocks the amount for now. It normally releases a few days after you return the car with no damage.對,「hold」就是先把這筆錢卡住而已,通常還車沒事之後幾天就會解除。
J
Now for the part almost every Taiwanese traveler gets wrong — the fuel policy, and specifically the phrase “full-to-full.”接下來是幾乎每個台灣旅客都會搞錯的地方——油量政策,尤其是「full-to-full」這個講法。
M
Nina asks, “Do I need to return it full?” and Brian confirms it — “Exactly, it’s full-to-full. Just fill it up before you drop it off.”Nina 問:「還車時要加滿嗎?」Brian 確認:「對,就是加滿還(full-to-full),還車前先加滿油就好。」
J
“Full-to-full” means you pick up the car with a full tank, and you’re expected to return it full too, or they’ll charge you a steep fee to refill it themselves.「full-to-full」的意思是,你拿到車的時候油是滿的,還車時也要還滿的,不然他們會用很貴的價錢幫你加滿。
M
Here’s the trap that catches almost everyone learning English in Taiwan — in Mandarin, one single verb covers both “pump gas” and “add oil,” so people naturally translate it literally.這裡藏著一個幾乎每個學英文的台灣人都會踩到的雷——中文裡「加油」這個動詞,同時可以指加汽油,也可以指加機油,所以大家很自然就會逐字翻譯。
J
But to an American ear, “oil” means motor oil — like an engine problem, a mechanic thing. The word you actually want at the pump is “gas.”但對美國人來說,「oil」聽起來是指機油——像是引擎出問題、要找技師的那種事。在加油站真正該用的字是「gas」。
M
So instead of “I want to add oil,” just say, “I need to fill it up,” or “I’m going to get some gas.” Simple, and it actually makes sense to a local.所以別說「I want to add oil」,直接說「I need to fill it up」,或是「I’m going to get some gas」就好,簡單又道地。
J
At the pump, Nina also has to pick a fuel grade — “regular” or “premium.” “Regular” just means standard unleaded gas, and Americans almost never say the octane number out loud, unlike the 92 and 95 you’d hear back home.到了加油站,Nina 還要選油品等級——「regular」還是「premium」。regular 就是一般的無鉛汽油(unleaded),而且美國人幾乎不會講辛烷值數字,不像台灣習慣講92、95。
M
And most stations are self-serve here — you pump the gas yourself, and a lot of them make you prepay inside the store first, before the pump even turns on.而且這裡的加油站大多是自助(self-serve)的——要自己動手加油,很多還要先進店裡預付(prepay),油槍才會動。
J
It’s a real culture shift the first time. In Taiwan, an attendant usually pumps the gas for you and even checks your tires. In the U.S., you’re almost always doing every step yourself.第一次真的會有點文化衝擊。在台灣,通常是工讀生幫你加油,甚至順便幫你檢查胎壓;在美國,幾乎每個步驟都要自己來。
M
So budget a few extra minutes your first time, especially if the pump asks for a zip code before it even lets your card go through.所以第一次可以抓寬鬆一點時間,尤其油槍有時候會要你先輸入郵遞區號,卡才刷得過。
J
One more common mix-up worth fixing while we’re at it — it’s “rent a car,” not “borrow a car.” Borrowing means it’s free, usually from a friend or family member.順便修正一個常見誤用——是「rent a car」(租車),不是「borrow a car」(借車)。借車聽起來是免費的,通常是跟朋友或家人借。
M
Small word, totally different meaning to a native speaker — worth locking in before your next trip. Let’s hear the whole counter conversation from the very beginning now.一字之差,母語者聽起來意思完全不同,下次出國前先記熟。我們現在從頭完整聽一次這段櫃檯對話。
🔁 [DIALOGUE REPLAY] 重播情境對話
J
Catch all of it that time? Reservation, license, decline the coverage, unlimited mileage, an additional driver, the deposit, and returning it full-to-full.那——這次都聽出來了嗎?訂位、駕照、拒絕加保險、不限里程、加一位駕駛、押金,還有加滿還車。
M
Seven small phrases, and suddenly the whole counter conversation makes sense instead of just smiling and nodding along, hoping you understood correctly.七個小片語,整段櫃檯對話瞬間就聽懂了,不用再只是點頭微笑、假裝聽懂。
J
Your homework — next time that verb for gas pops into your head, practice saying “fill it up” out loud instead of “add oil,” even just once.你的功課是——下次腦中浮現「加油」這個動詞的時候,練習大聲說出「fill it up」,而不是「add oil」,哪怕只練一次也好。
M
And if a counter agent ever offers you coverage you genuinely don’t need, just say, “I’ll decline, thanks.” That’s really all it takes.還有,如果櫃檯人員又推銷你根本不需要的保險,直接說「I’ll decline, thanks」就好,就這麼簡單。
J
See you next time on MJ English!下次 MJ English 見!
M
Bye, everyone!大家掰掰!

延伸學習 Keep Going

出國英文練完,回到職場也用得上,這幾篇一樣是台灣人容易卡住的英文,一起補起來。


如果是你,在美國租車被問「要不要加保險」,你會怎麼回答?

留言告訴我們,你在國外租車、加油踩過什麼雷!

追蹤 MJ英語 podcast,下次見。

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